When it comes to auto insurance coverage following a motor vehicle accident, it’s important to understand that crashes involving semi-trucks are totally different from those involving passenger-style vehicles such as cars, pickup trucks or motorcycles. That’s because if you are struck by a pickup truck, it’s more likely that than not that there will be more than one commercial policy for the defendant and the trucking company.
Trucking carriers are required to carry insurance by the Federal Motor Carrier Safety Administration (FMCSA) and they don’t follow the same rules as those required for passenger vehicles. In general, policies that cover semi trucks are much larger than those that cover passenger vehicles, primarily because it’s well-established that these vehicles tend to cause far more damage when involved in an accident. Typically, you don’t want to settle a truck accident claim too quickly because it’s important to have a good idea to have a better handle on the type and scope of injuries, the necessary treatments involved and the impact it will have on one’s work and home life.
Because it’s not uncommon in these cases for victims to be dealing with more than one commercial insurance company, it’s imperative to seek the assistance of an experienced truck accident lawyer. Continue reading