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        <title><![CDATA[Broward car accident attorney - Ansara Law Personal Injury Attorneys]]></title>
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                <title><![CDATA[Why Broward Car Accident Lawyers Are Reluctant to Represent Both a Driver & Passenger]]></title>
                <link>https://injury.ansaralaw.com/blog/why-broward-car-accident-lawyers-are-reluctant-to-represent-both-a-driver-passenger/</link>
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                <dc:creator><![CDATA[Ansara Law Personal Injury Attorneys]]></dc:creator>
                <pubDate>Mon, 08 Jan 2024 21:20:59 GMT</pubDate>
                
                    <category><![CDATA[Car Accidents]]></category>
                
                
                    <category><![CDATA[Broward car accident attorney]]></category>
                
                    <category><![CDATA[Broward car accident lawyer]]></category>
                
                    <category><![CDATA[Fort Lauderdale car accident attorney]]></category>
                
                    <category><![CDATA[Fort Lauderdale personal injury lawyer]]></category>
                
                
                
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                <description><![CDATA[<p>As Broward car accident lawyers, we may be able to represent more than one person involved in the same car accident – but only when there is no conflict of interest between them. The problem, however, is that not all conflicts of interest are immediately apparent. Defining a Conflict of Interest As noted in Florida&hellip;</p>
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<p>As Broward car accident lawyers, we may be able to represent more than one person involved in the same car accident – but only when there is no conflict of interest between them. The problem, however, is that not all conflicts of interest are immediately apparent.
</p>


<h2 class="wp-block-heading">Defining a Conflict of Interest</h2>


<p>
As noted in <a href="https://casetext.com/rule/florida-court-rules/rules-regulating-the-florida-bar/chapter-4-rules-of-professional-conduct-preamble-a-lawyers-responsibilities/rule-4-1-client-lawyer-relationship/rule-4-17-conflict-of-interest-current-clients" rel="noopener noreferrer" target="_blank">Florida Rules Regulating the Florida Bar 4-1.7</a>, some ethical conflicts of interest for lawyers exist when:
</p>


<ul class="wp-block-list">
<li>The representation of one client would be directly adverse to another.</li>
<li>There’s substantial risk that representing one or more client would be materially limited by the lawyer’s responsibilities to another client, former client, or third person by a lawyer’s personal interest.</li>
</ul>


<p>
Such conflicts can sometimes be waived if the lawyer believes they can provide competent and diligent representation to all clients, the representation isn’t barred by law, and each affected client gives informed consent.
</p>


<h2 class="wp-block-heading">When Interests May Conflict for Broward Car Accident Victims</h2>


<p>
When it comes to Broward car accident cases, the most obvious conflict of interest would involve representation of one driver suing another for negligence. That would likely never happen.</p>


<p>Similarly, it’s highly unlikely a Broward car accident lawyer could ethically represent both an injured passenger and the driver being sued for the negligence that caused the passenger’s injuries.</p>


<p>Where the lines become a bit more blurred is when two people in the same crash are suing a third party for negligence that caused both their injuries. For example, it might make sense for two family members injured in the same car accident to hire one lawyer if the other driver was mostly if not entirely at-fault. This is particularly true if you’re a parent of minor children.</p>


<p>However, it’s important to understand that if a driver and passenger suing the same driver for the same act of alleged negligence, a conflict can arise because the money will be paid from the same pot. If the injuries of one person are more severe, fairness would stand to reason that they should get a larger chunk of the money. An attorney representing both clients may find themselves with a conflict of interest because they’re advocating for the maximum payout for each.</p>


<p>Also bear in mind that there are few South Florida car accidents in which one driver is entirely, 100 percent at-fault for the crash. There are often several factors. If you are a passenger in a car with a driver who was just partially at-fault, you may have viable claims against both drivers. In that situation, it would be a conflict of interest for a Broward personal injury lawyer to represent both you and the person who was driving the car you were in.
</p>


<h2 class="wp-block-heading">Florida Bar Ethics Opinion on Car Accident Lawyer Conflicts of Interest</h2>


<p>
more</p>


<p>The Florida Bar Professional Ethics Committee issued an opinion in 2002 that breaks down how Florida personal injury lawyers can determine whether there’s a conflict of interest in car accident cases. The original inquiry came from an attorney asked to represent both a passenger and driver in a lawsuit for negligence and property damage against a third-party driver.</p>


<p>The committee first pointed to a 1993 Florida Supreme Court ruling in in <a href="https://scholar.google.com/scholar_case?case=6877391854815951041&hl=en&as_sdt=6&as_vis=1&oi=scholarr" rel="noopener noreferrer" target="_blank"><em>The Florida Bar v. Mastrilli</em></a>, in which the Court held one attorney could not simultaneously represent both driver and passenger where a passenger is pursuing a damage claim for negligence against the driver.</p>


<p>Similarly, in <a href="https://scholar.google.com/scholar_case?case=10637986156377782767&hl=en&as_sdt=6&as_vis=1&oi=scholarr" rel="noopener noreferrer" target="_blank"><em>State Farm Mutual Ins. Co. v. K.A.W.</em></a>, the Florida Supreme Court held that a law firm that represented a driver and passengers against third party insurers and tortfeasors couldn’t later represent passengers against the driver. This was even though the driver had a new lawyer and didn’t object to the passengers’ lawsuit.</p>


<p>Some of the scenarios laid out by the ethics committee:
</p>


<ul class="wp-block-list">
<li>If there are no actual or potential claims against a driver by injured passengers, one attorney can ethically represent all parties against a third party, so long as there’s sufficient insurance coverage by that third party. However, if there is not sufficient insurance coverage, the attorney needs to explain the potential conflict of interest and all plaintiffs must agree about the distribution of benefits/recovery amongst themselves.</li>
<li>If there’s evidence of negligence by the driver in a one-car accident, an attorney can’t represent both the driver and passenger. The only exception might be when a passenger and driver are members of the same family and the driver is uninsured/otherwise judgment-proof. Issues of comparative fault can come into play, though, so lawyers need to be very careful when accepting these cases.</li>
<li>If the driver and passengers are all injured but evidence shows that the plaintiff driver was partially at fault, there’s a conflict of interest between the driver and passengers and a single attorney can’t represent them all ethically – even with everyone’s consent.</li>
<li>If the passenger and driver are all family members and the driver is underinsured, uninsured, or otherwise judgment-proof, one attorney can ethically represent all parties against the driver’s UM/UIM policy – but only if the attorney determines it’s not worthwhile or appropriate for the plaintiff to sue the driver. An independent guardian or guardian ad litem may need to be appointed to ensure the interests of any minor children involved are protected.</li>
</ul>


<p>
If there is a situation in which a personal injury lawyers concludes there is a conflict of interest after already taking on the case, they may need to withdraw their representation. This could result in unfortunate delays. It’s worth noting too that because injury lawyers are paid on a contingency fee basis (meaning they aren’t paid fees unless/until they win), they won’t be paid if they need to withdraw representation early. This is why lawyers may be particular about the cases and clients they take on. It’s better for everyone in the long-run if potential conflicts of interest are identified at the outset.</p>


<p><em>Call Fort Lauderdale Injury Attorney Richard Ansara at (954) 761-4011. Serving Broward, Miami-Dade and Palm Beach counties.</em></p>


<p>Additional Resources:</p>


<p><a href="https://www.floridabar.org/etopinions/etopinion-02-3/" rel="noopener noreferrer" target="_blank">Florida Bar Opinion 02-3</a></p>


<p>More Blog Entries:</p>


<p><a href="/blog/understanding-negligent-security-at-florida-hotels-fort-lauderdale-injury-lawyer-insight/" rel="bookmark" title="Permalink to Understanding Negligent Security at Florida Hotels – Fort Lauderdale Injury Lawyer Insight">Understanding Negligent Security at Florida Hotels – Fort Lauderdale Injury Lawyer Insight</a>, Nov. 8, 2023, Fort Lauderdale Accident Lawyer Blog</p>


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                <title><![CDATA[How Not Wearing a Seat Belt May Ding Your Broward Car Accident Claim]]></title>
                <link>https://injury.ansaralaw.com/blog/how-not-wearing-a-seat-belt-may-ding-your-broward-car-accident-claim/</link>
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                <dc:creator><![CDATA[Ansara Law Personal Injury Attorneys]]></dc:creator>
                <pubDate>Wed, 01 Jun 2022 13:07:28 GMT</pubDate>
                
                    <category><![CDATA[Car Accidents]]></category>
                
                
                    <category><![CDATA[Broward car accident attorney]]></category>
                
                    <category><![CDATA[Broward car accidents]]></category>
                
                    <category><![CDATA[Florida injury lawyer]]></category>
                
                    <category><![CDATA[Fort Lauderdale car accident attorney]]></category>
                
                    <category><![CDATA[Fort Lauderdale injury lawyer]]></category>
                
                    <category><![CDATA[seat belt defense]]></category>
                
                    <category><![CDATA[South Florida injury lawyer]]></category>
                
                
                
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                <description><![CDATA[<p>Florida is a no-fault state when it comes to car accident claims. However, that doesn’t mean you can’t pursue monetary damages from negligent drivers. It also doesn’t mean you can’t be held responsible (at least partly) for your own injuries. The seat belt defense is a good example of the latter, as our Broward car&hellip;</p>
]]></description>
                <content:encoded><![CDATA[

<p>Florida is a no-fault state when it comes to car accident claims. However, that doesn’t mean you can’t pursue monetary damages from negligent drivers. It also doesn’t mean you can’t be held responsible (at least partly) for your own injuries. The seat belt defense is a good example of the latter, as our <a href="/personal-injury/car-accidents/">Broward car accident lawyers</a> can explain.</p>


<p>Let’s start with the fact that with very few exceptions, <a href="https://www.flhsmv.gov/safety-center/vehicle-safety/buckle-up-florida-its-the-law/#:~:text=Florida%20law%20requires%20the%20use,while%20driving%2Fbeing%20driven)." rel="noopener noreferrer" target="_blank">seat belts are required by Florida law</a> for all drivers and passengers in motor vehicles.</p>


<p>Florida’s no-fault car insurance law holds that all vehicle owners must carry personal injury protection (PIP) coverage that provides up to $10,000 in compensation for any insureds injured in a crash with that vehicle – regardless of who was at-fault in causing the crash. An injured person can step outside the state’s no-fault PIP system and pursue a claim for additional monetary damages against any at-fault parties IF their injuries meet the serious injury threshold. As set forth in <a href="http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.737.html" rel="noopener noreferrer" target="_blank">F.S. 627.737</a>, they must prove their injuries – caused by the crash for which the defendant is responsible – resulted in significant/permanent loss of a bodily function, permanent injury within a reasonable degree of medical probability, significant/permanent scarring/disfigurement or death.</p>


<p>It’s worth noting that Florida is recognized as a pure comparative fault state when it comes to negligence claims. Per <a href="http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.81.html" rel="noopener noreferrer" target="_blank">F.S. 768.81</a>, that means each person/entity can only be held legally responsible to pay for the damages they caused. So for example, if one suffers $100,000 in damages and Defendant A is responsible for 40 percent and Defendant B is responsible for 60 percent, Defendant A will be ordered to pay $40,000 and Defendant B will be ordered to pay $60,000.</p>


<p>But what if one of the people responsible for a plaintiff’s injuries is the plaintiff themself? That is what we call contributory negligence. By way of their own negligence, they contributed to their own injuries. So if you suffered $100,000 in damages – but are 20 percent responsible for your own injuries – the most you can expect to be awarded is $80,000.</p>


<p>That brings us to the seat belt defense.more
</p>


<h2 class="wp-block-heading">What is the Seat Belt Defense?</h2>


<p>
Because the law mandates that drivers and passengers wear seat belts, and because it’s well-established that failure to do so can significantly exacerbate the injuries one sustains in a Florida car accident, failure to wear one can be grounds to assert contributory negligence, thus reducing the total amount of financial compensation to which one is entitled. This is called the <strong>seat belt defense</strong>. It’s something that the insurance company (or the defendant, if the case proceeds to litigation) will bring up to reduce the overall damages to which the plaintiff is entitled.</p>


<p>The validity of the seat belt defense was affirmed in the 1996 Florida Supreme Court case of <em>Ridley v. Safety Kleen Corp</em>. That case concerned a 1992 intersection truck accident involving a pickup truck driven by plaintiff and a service truck driven by a cleaning company employee. The injured plaintiff sued the driver/his employer/truck owner for negligence. The defense raised the issue of plaintiff’s failure to wear a seat belt as an affirmative defense. The trial court denied a defense request to instruct the jury on Florida law requiring motorists to wear seat belts. At trial, the jury found the cleaning company 100 percent liable for the crash.</p>


<p>Upon appeal, Florida’s 1st District Court of Appeal reversed, finding the trial court substantially erred in refusing to give the defense instruction on the state’s seat belt law. The court reasoned that because the seat belt violation constituted evidence of negligence, the jury should have been adequately informed of it. The Florida Supreme Court backed the appeals court, finding that failure to wear a seat belt makes a plaintiff comparatively negligent, and their recoverable damages should be proportionally reduced accordingly.</p>


<p>Subsequent rulings have stipulated that in order to prevail with the seat belt defense, defendants in Florida car accident cases must prove three things:
</p>


<ol class="wp-block-list">
<li>The plaintiff did not use a seat belt that was both available and operational.</li>
<li>This failure to use a seat belt was not reasonable, given the circumstances.</li>
<li>The failure of the plaintiff to use a seat belt either caused or contributed significantly to plaintiff’s injuries.</li>
</ol>


<p>
Defense attorneys would be responsible for outlining the extent to which not wearing a seat belt caused the plaintiff’s injuries or financial losses. For instance, one’s failure to wear a seat belt may not cause a crash – but it could contribute to the severity of a head injury, particularly if the car occupant was ejected from the vehicle (a scenario far more likely when someone isn’t wearing a seat belt).</p>


<p>Because the seat belt defense can significantly alter the value of your Fort Lauderdale injury case, it’s imperative you work with an experienced civil injury lawyer, experienced in identifying and presenting relevant evidence in your favor.</p>


<p><em>Call Fort Lauderdale Injury Attorney Richard Ansara at (954) 761-4011. Serving Broward, Miami-Dade and Palm Beach counties.</em></p>


<p>Additional Resources:</p>


<p><a href="https://law.justia.com/cases/florida/supreme-court/1997/86280-0.html" rel="noopener noreferrer" target="_blank"><em>Ridley v. Safety Kleen Corp.</em></a>, May 30, 1996, Florida Supreme Court</p>


<p>More Blog Entries:</p>


<p><a href="/blog/will-pip-cover-all-my-damages-in-a-fort-lauderdale-car-accident/" rel="bookmark" title="Permalink to Will PIP Cover All My Damages in a Fort Lauderdale Car Accident?">Will PIP Cover All My Damages in a Fort Lauderdale Car Accident?</a> May 15, 2022, Fort Lauderdale Car Accident Lawyer Blog</p>


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                <title><![CDATA[Florida Bad Faith Insurance Verdict Against Auto Insurer Affirmed]]></title>
                <link>https://injury.ansaralaw.com/blog/florida-bad-faith-insurance-verdict-against-auto-insurer-affirmed/</link>
                <guid isPermaLink="true">https://injury.ansaralaw.com/blog/florida-bad-faith-insurance-verdict-against-auto-insurer-affirmed/</guid>
                <dc:creator><![CDATA[Ansara Law Personal Injury Attorneys]]></dc:creator>
                <pubDate>Sun, 12 Aug 2018 17:48:04 GMT</pubDate>
                
                    <category><![CDATA[Car Accidents]]></category>
                
                    <category><![CDATA[personal injury]]></category>
                
                
                    <category><![CDATA[Broward car accident attorney]]></category>
                
                    <category><![CDATA[car accident attorney]]></category>
                
                    <category><![CDATA[Florida auto insurance lawyer]]></category>
                
                
                
                <description><![CDATA[<p>A $3 million Florida bad faith insurance claim was affirmed recently by the U.S. Court of Appeals for the 11th Circuit, which found the auto insurer refused to tender its $250,000 policy limits to a plaintiff, even though it was well-established her injuries were clearly in excess of that. As our Broward car accident attorneys&hellip;</p>
]]></description>
                <content:encoded><![CDATA[
<p>A $3 million Florida bad faith insurance claim was affirmed recently by the <a href="https://images.law.com/contrib/content/uploads/documents/404/16977/11th-Circuit-Bannon-v.-Geico-Fla..pdf" rel="noopener noreferrer" target="_blank">U.S. Court of Appeals for the 11th Circuit</a>, which found the auto insurer refused to tender its $250,000 policy limits to a plaintiff, even though it was well-established her injuries were clearly in excess of that. </p>


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<figure class="is-resized"><img decoding="async" src="/static/2018/08/gavel21.jpg" alt="Broward car accident attorney" style="width:300px;height:200px"/></figure>
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<p>As our Broward <a href="/personal-injury/car-accidents/">car accident attorneys</a> can explain, bad faith insurance, as outlined in <a href="http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0624/Sections/0624.155.html" rel="noopener noreferrer" target="_blank">F.S. 624.155</a>, occurs when an insurer either unreasonably refuses to pay or properly investigate a claim (first-party) or when an insurer unreasonably fails to defend, indemnify or settle a claim within policy limits or investigate for a different party (third-party). As outlined in the 1995 Florida Supreme Court case of <a href="https://law.justia.com/cases/florida/supreme-court/1995/83537-0.html" rel="noopener noreferrer" target="_blank"><em>State Farm Mut. Auto. Ins. Co. v. Laforet</em></a>, an insurer’s duty of good faith involves the duty to refrain from acting solely on the basis of their own interests in settlement.</p>



<p>Claims for bad faith are separate and apart from the original negligence claim that is filed for crash liability, and can result in plaintiffs being awarded triple their actual damages.</p>



<p>In this case, according to the order, the crash in question occurred in late October 2010. Defendant driver reportedly had no lights on at night while attempting to make an illegal left turn.</p>



<p>The insurer was notified of the crash a few days later, at which time it was reported the victim had been airlifted from Key West to Miami with a severe brain injury. Further, a police report submitted to the insurer indicated that its insured (the at-fault driver) was cited by police for failure to yield the right-of-way. The insurer knew the following day that the crash victim had been in a coma for 10 days and also made a determination that its insured was 100 percent at-fault. With this evidence, the appellate court found, a reasonable jury could have concluded that on that date – Nov. 5, 2010 – that the insurance company had all the evidence it needed to conclude the cost of medical expenses and non-economic damages merited a tender of the full $250,000 policy limit. Further, an expert for the company said that by Nov. 10th, the company had expected to pay the full policy limit to resolve the case, given that the victim was still in a coma, had catastrophic facial injury, was undergoing brain surgery, had a feeding tube and was unable to breathe on her own. The facial injury alone would have been grounds to remit the $250,000 policy limit.</p>



<p>And yet, the insurance company refused the husband’s demand to tender the full policy limit until Nov. 22 – after the victim’s husband had filed a personal injury lawsuit on her behalf.</p>



<p>The bad faith claim was litigated over the course of several years, during which plaintiffs made several settlement offers to defendants and the insurer – all of which were rejected. Plaintiffs alleged the insurer’s refusal to settle cost them tens of thousands of dollars and five years of delay on a claim that should have been settled right away after the crash happened – or else at numerous opportunities during the progression of the underlying bad faith lawsuit.</p>



<p>At trial, the parties agreed on the extent of damages – $2.95 million – so the only issue that remained was whether the insurer acted in bad faith. The jury decided the case in favor of plaintiff, and the appellate court affirmed.</p>



<p>Although an auto insurer has no duty to settle any case beyond its policy limits, the appellate panel ruled it was reasonable for a jury to conclude the insurer had all the information it needed by Nov. 5, 2010 to settle the claim for the full policy limits. The fact that it waited until after plaintiffs filed a lawsuit to do so, the court held, constituted bad faith.</p>



<p><em>Call Fort Lauderdale Injury Attorney Richard Ansara at (954) 761-4011. Serving Broward, Miami-Dade and Palm Beach counties.</em></p>



<p>Additional Resources:</p>



<p><a href="https://www.law.com/dailyreportonline/2018/07/25/11th-circuit-upholds-2-9m-bad-faith-verdict-against-geico/" rel="noopener noreferrer" target="_blank">11th Circuit Upholds $2.9M Bad Faith Verdict Against Geico</a>, July 25, 2018, By Greg Land, Law.com</p>



<p>More Blog Entries:</p>



<p><a href="/blog/florida-motorcycle-accident-lawsuits-may-named-loved-ones-defendants/" rel="bookmark" title="Permalink to Florida Motorcycle Accident Lawsuits May Named Loved Ones Defendants">Florida Motorcycle Accident Lawsuits May Named Loved Ones Defendants</a>, July 13, 2018, Broward Car Accident Attorney Blog</p>
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