Insurance Do’s and Don’ts

Car accidents are unfortunately very common in the state of Florida. Injuries, vehicle damage and dealing with the police are just the tip of the metaphorical iceberg. The real headache begins once the insurance companies get involved. Insurance companies have very aggressive legal departments that seek every opportunity to keep money away from victims. There are certain insurance do's and don'ts that lead to an ultimately positive end result for the victims involved. Consulting with a Fort Lauderdale car accident attorney after you have been involved in a crash is the best way to ensure the fact that you will be rightfully compensated for any damages incurred as a result by the negligence of another person. You have the right to enjoy your life uninhibited by reckless or negligent behavior by other people. If you were recently involved in any kind of accident and sustained an injury, here are a list of insurance “do’s and don’ts” to most properly ensure that you will be treated fairly and not be taken advantage of after a car accident.

DO:
  • Collect as much identifying information from the other person involved in the accident as you can. This includes their name, home address, driver’s license number, insurance card, vehicle registration, personal phone number and personal email address that they may be reached at.
  • Contact the Fort Lauderdale lawyers at The Ansara Law Firm immediately to discuss your rights and what you are entitled to receive compensation for.
  • Speak with your insurance company after our attorneys have advised you on your matter.
  • Document every interaction you have with your insurance company.
  • Collect receipts and invoices from any medical professionals that you meet with as a result of your injuries post-accident.
DON’T:
  • Do not speak with the other party’s insurance company. Always remember that cases like these are just like criminal cases in the sense that anything you say can and will be held against you.
  • Do not give the other party’s insurance company any information about you or the circumstances of your accident.
  • Do not hesitate in seeking legal representation or subsequently filing your claim. There are time limits in place when it comes to accident claims.
  • Do not accept any kind of money until our attorneys tell you to. If you accept money too early, it could jeopardize your chances of receiving additional compensation that may actually equate to the severity of your injuries.

Our firm has been working in personal injury cases for over 10 years now. We’ve handled virtually every type of PI case imaginable in our tenure. Car accidents, truck accidents, dog bite injuries, etc. Our Fort Lauderdale attorneys have years of experience and are known to meticulously examine each case as if it were their own. Over the years we’ve saved our client base millions of dollars in medical expenses and any other related costs for which they would have been personally responsible if we had not represented them. We have fought on behalf of our clients to justify compensation for the following damages:

  • Lost Wages: If injuries sustained from a car accident has prevented you from doing your job for any period of time, you deserve to be compensated by the driver whose negligence caused your injuries.
  • Loss of Consortium: If a family member or loved one lost their life in a car accident caused by the negligence of another, then that driver is responsible for compensating you for your loss.
  • Pain and Suffering: If your injuries sustained from a car accident that was caused by a negligent or reckless driver cause you to be in pain, then compensation may be awarded based on your pain and suffering.
  • Medical Expenses: If your injuries sustained from a car accident cost you a substantial amount in medical expenses, then you are entitled to compensation.
  • Loss of Propensity to Earn Income: If injuries sustained from a car accident are serious enough to prevent you from working and earning income, then the negligent party will be responsible to compensate you for any income that you would have otherwise been able to earn.
  • Emotional Trauma: If a car accident causes you emotional trauma then you could be entitled to compensation.
  • Property Damage: The party responsible for the accident is also responsible to cover any damages to the other vehicles involved.

Dealing with insurance companies is no easy task. Make sure that you know these insurance do's and don'ts and that you have a legal team behind you in dealing with these kinds of matters. The Fort Lauderdale lawyers at The Ansara Law Firm will stand behind you and fight on your behalf against insurance companies seeking to find any way they can out of compensating you for your damages.

If you or a loved one were recently injured in a car accident, call the personal injury lawyers at The Ansara Law Firm at (954) 761-4011 for a free consultation.

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