Underinsured motorist (UIM) coverage is essential for anyone who drives a car or owns a vehicle. It is the means by which people injured in a car accident by a driver with minimal bodily injury liability coverage can seek more adequate compensation. More than 1 in 4 drivers in Florida don’t have any insurance at…
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Auto insurance companies that provide underinsured motorist (UIM) coverage to more than one vehicle in a family don’t want those limits stacked so that it might have to pay three times the limit. Similarly, separate policies that cover the same individuals may have anti-stacking provisions in their plans. This is totally legal and will be…
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All auto insurance policies carry limits, which are supposed to be clearly-defined and indicate how much is available per-person and how much is available per car accident. These limits are important not just for that policy, but also for other secondary policies that may be applicable. Some insurance – like uninsured/ underinsured motorist coverage –…
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