Uninsured motorist coverage is essential for all drivers in Florida, though it is not required by law. With 1 in 4 drivers in the Sunshine State not insured, uninsured motorist coverage provides a safety net if you are struck by one of those drivers.
In some situations, drivers may have more than one uninsured motorist policy that applies in an accident. Although some may see this as a good problem to have, warring insurance companies – each trying to get the other to pay – can delay payment to the injured car accident victim. An experienced injury lawyer can help to ensure your rights and best interests are protected.
In the case of Countryway Ins. Co. v. United Financial Casualty Ins. Co., recently before the Kentucky Supreme Court, two auto insurance companies were fighting each other over which should cover the damages incurred by an insured who was riding in the passenger seat of her son’s semi-tractor trailer when it was struck by the uninsured driver of a passenger vehicle. Continue reading